The product is a life insurance and medical assistance designed to protect you if you are not covered by the Romanian public healthcare system. It covers medical service costs in case of medical emergencies, illness, or accidents, both in public and private healthcare facilities.
You benefit from comprehensive medical coverage
Access to consultations, tests, and treatments in both public and private healthcare systems
Protection in case of medical emergencies
Predictable costs
Fast support
Simplified claims process
Characteristics
Coverages
Medical emergency
- Medical expenses (consultation, non-medication treatments, public ambulance services)
- Continuous hospitalization following a medical emergency, for up to 90 days
- Surgical intervention resulting from a medical emergency
- Dental treatments caused by an accident
- Repatriation to the country of origin
- Transport to the home address in the country of origin if the emergency cannot be resolved in Romania
- Death from any cause
Illness and accident
- Medical expenses from any cause (consultations, tests, investigations, diagnostic and therapeutic procedures, medication during hospitalization, dental treatments resulting from an accident, etc.)
- Hospitalization and surgical intervention from any cause
- Dental treatments resulting from an accident
- Death from any cause (illness or accident)
How does the product work in case of an insured event?
- You go to the medical facility of your choice (public or private)
- You receive the necessary medical services
- You pay for the medical services
- You open a claim file with Eurolife FFH to recover the costs you paid
How much does it cost?
You can choose from several available package options:
Insurance packages medical emergency - VISA
| Coverages | Package 1 | Package 2 |
|---|---|---|
| Maximum coverage | 150.000 | 55.000 |
| Death from any cause (illness and accident) | 5.000 | 5.000 |
| Repatriation to the country of origin | 72.000 | 14.000 |
| Medical expenses (consultation, non‑medication treatments, public ambulance services) | 14.000 | 12.000 |
| Continuous hospitalization following a medical emergency, for up to 90 days | 240 /day | 95 /day |
| Surgical intervention | 14.000 | 5.000 |
| Dental treatments caused by an accident | 5.000 | 3.500 |
| Transport to the home address in the country of origin if the emergency cannot be resolved in Romania | 19.000 | 9.600 |
Insurance packages – illness and accident (for obtaining residency)
| Coverages | Package 1 | Package 2 | Package 3 | Package 4 | Package 5 | Package 6 |
|---|---|---|---|---|---|---|
| Maximum coverage | 5.000 | 6.000 | 10.000 | 20.000 | 35.000 | 50.000 |
| Death from any cause (illness and accident) | 1.000 | 1.500 | 3.600 | 6.000 | 9.000 | 12.000 |
| Continuous hospitalization following a medical emergency | 2700 (30/day) | 3500 (40/day) | 9000 (100/day) | 12000 (135/day) | 18.000 (200/day) | 30.000 (300/day) |
| Surgical intervention | 1500 | 2500 | 6000 | 9.000 | 12.500 | |
| Medical expenses (consultation, non‑medication treatments, public ambulance services) | 300 | 600 | 1250 | 2000 | 3.000 | 5.000 |
| Dental treatments caused by an accident | 0 | 600 | 1250 | 2000 | 3.000 | 5.000 |