The product is a life insurance and medical assistance designed to protect you if you are not covered by the Romanian public healthcare system. It covers medical service costs in case of medical emergencies, illness, or accidents, both in public and private healthcare facilities.
You benefit from comprehensive medical coverage
Access to consultations, tests, and treatments in both public and private healthcare systems
Protection in case of medical emergencies
Predictable costs
Fast support
Simplified claims process
Characteristics
Coverages
Medical emergency
- Medical expenses (consultation, non-medication treatments, public ambulance services)
- Continuous hospitalization following a medical emergency, for up to 90 days
- Surgical intervention resulting from a medical emergency
- Dental treatments caused by an accident
- Repatriation to the country of origin
- Transport to the home address in the country of origin if the emergency cannot be resolved in Romania
- Death from any cause
Illness and accident
- Medical expenses from any cause (consultations, tests, investigations, diagnostic and therapeutic procedures, medication during hospitalization, dental treatments resulting from an accident, etc.)
- Hospitalization and surgical intervention from any cause
- Dental treatments resulting from an accident
- Death from any cause (illness or accident)
How does the product work in case of an insured event?
- You go to the medical facility of your choice (public or private)
- You receive the necessary medical services
- You pay for the medical services
- You open a claim file with Eurolife FFH to recover the costs you paid
How much does it cost?
You can choose from several available package options:
Insurance packages medical emergency - VISA
| Coverages | Package 1 | Package 2 |
|---|---|---|
| Maximum coverage | 150.000 RON | 55.000 RON |
| Death from any cause (illness and accident) | 5.000 RON | 5.000 RON |
| Repatriation to the country of origin | 72.000 RON | 14.000 RON |
| Medical expenses (consultation, non‑medication treatments, public ambulance services) | 14.000 RON | 12.000 RON |
| Continuous hospitalization following a medical emergency, for up to 90 days | 240 RON /day | 95 RON /day |
| Surgical intervention | 14.000 RON | 5.000 RON |
| Dental treatments caused by an accident | 5.000 RON | 3.500 RON |
| Transport to the home address in the country of origin if the emergency cannot be resolved in Romania | 19.000 RON | 9.600 RON |
Insurance packages – illness and accident (for obtaining residency)
| Coverages | Package 1 | Package 2 | Package 3 | Package 4 | Package 5 | Package 6 |
|---|---|---|---|---|---|---|
| Maximum coverage | 5.000 RON | 6.000 RON | 10.000 RON | 20.000 RON | 35.000 RON | 50.000 RON |
| Death from any cause (illness and accident) | 1.000 RON | 1.500 RON | 3.600 RON | 6.000 RON | 9.000 RON | 12.000 RON |
| Continuous hospitalization following a medical emergency | 2700 RON (30/day) | 3500 RON (40/day) | 9000 RON (100/day) | 12000 RON (135/day) | 18.000 RON (200/day) | 30.000 RON (300/day) |
| Surgical intervention | 1500 RON | 2500 RON | 6000 RON | 9.000 RON | 12.500 RON | |
| Medical expenses (consultation, non‑medication treatments, public ambulance services) | 300 RON | 600 RON | 1250 RON | 2000 RON | 3.000 RON | 5.000 RON |
| Dental treatments caused by an accident | 0 RON | 600 RON | 1250 RON | 2000 RON | 3.000 RON | 5.000 RON |